Privacy Policy

Scope

This Privacy Policy applies to all personal information submitted by you on the official Kora app (the "App") or this website, and any information that may be automatically retrieved through your use of these channels.

Consent

By accepting our Terms of Use and this Privacy Policy when you create a Kora account, and by accessing and using the App or the Website, you consent to the collection, use, disclosure, storage and processing of your information in accordance with this Privacy Policy.

Changes to Privacy Policy

We may amend or update this Privacy Policy from time to time, with or without notice to you. You agree to be bound by the Privacy Policy that is in effect at the time you access and use the App or the Website.

Personal information

In order to use particular services that we offer, you may need to submit certain personal information such as your email address. You may be asked to submit further information from time to time.

Cookies

Like many websites, we use cookies and similar technologies to collect additional website usage data and to operate our services. Although most web browsers automatically accept cookies, many browsers' settings can be set to decline cookies or alert you when a website is attempting to place a cookie on your computer. However, some of our services may not function properly if you disable cookies. When your browser or device allows it, we use persistent cookies to keep you signed in and to personalize and otherwise operate our services such as by providing account security and personalized content.

Use of information

The personal information you provide us will only be used in relation to the services we provide you, to communicate with you in relation to our services or to co-operate with any government, industry or regulatory authorities.

Disclosure of information

Unless you have expressly authorized us to do so, we will not disclose your personal information to any third party except where disclosure relates to the purposes for which the information was collected.

Access to and updates of information

You may request at any time to access the personal information that we hold on your behalf or to correct or update any of your personal information (to the extent that you are unable to do so yourself on the Website).

Storage of information

We will securely store your personal information in the United States and Australia, although you acknowledge and agree that your personal information may be transferred outside of these countries in connection with the services we offer.

To bring you our services, we operate globally. Where the laws of your country allow you to do so, you authorize us to transfer, store, and use your data in the United States, Australia and any other country where we might operate. In some of the countries to which we transfer personal data, the privacy and data protection laws and rules regarding when government authorities may access data may vary from those of your country. When we transfer personal data outside of the European Union or EFTA States, we ensure an adequate level of protection for the rights of data subjects based on the adequacy of the receiving country's data protection laws, contractual obligations placed on the recipient of the data, or EU-US and Swiss-US Privacy Shield principles.

Retention

We will hold your personal information both before and after the deactivation or your account, but only for as long as we are lawfully entitled to do so, or until you request that we permanently delete it.

Deactivation and deletion

Your account can be permanently deleted from the Settings view in the iOS app. We cannot restore permanently deleted accounts.

Security

You must keep any login, password or account information relating to your use of the App and the Website secure at all times, and must immediately notify us of any unauthorised use of such information or any other breach of security. We will not be liable for any loss or damage if you fail to comply with this security obligation.