I.O.U.

Credits

• Andy Stennett
  piano
• Arthur Baker
  mix, producer, remixer
• Cosa
  bongos, congas
• Elaine Thomas
  background vocals, solo, soprano vocals
• Everton McCalla
  background vocals, membranophone
• Fred Zarr
  piano
• Jellybean
  mix
• John Robie
  mix, remixer
• John Rocca
  background vocals, bongos, congas, percussion
• Tina B
  background vocals